Do I have to switch my current credit card processor?

Absolutely not, but over 75% of our merchants were currently with or switched to one of our preferred processors. Next day cash settlements and better rates and fees are a compelling reason to switch. However, if any circumstances prevent this, including merchants preference we have many alternative collection methods.

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Do I have to switch my current credit card processor?

Apr21st 2022

Absolutely not, but over 75% of our merchants were currently with or switched to one of our preferred processors. Next day cash settlements and better rates and fees are a compelling reason to switch. However, if any circumstances prevent this, including merchants preference we have many alternative collection methods.

What if I’m late on my rent, have tax liens and terrible personal credit?

Apr21st 2022

No worries, We can utilize the positive attributes of your file to compensate for the negative. So that means even if there is a Lien or judgment. For example, if the aggregate sales are more than the actual Tax Lien , in most cases this should deter the underwriters decision to decline the file .

What if I already have a merchant cash advance with another lender?

Apr21st 2022

70% of our clients had an advance with other merchant cash advance companies. Having premium pricing they recognize that we are super competitive and fair. As long as you pocket 50% or more of our advance we are happy to pay off an existing advance or other debt directly.

What is a real time-frame to be funded?

Apr21st 2022

We are as fast as your paperwork. From application to funding usually runs anywhere from 24-72 hours when we work with motivated merchants.

What is the maximum amount of money I can qualify for?

Apr21st 2022

We are one of the best financing options for a business because of our effortless business funding products . We have participated in advances from $5000 to $3 million for our merchants. We encourage you to ask for references. Our satisfied clients are our best advertising.

How to get funding for a business with bad credit?

Apr21st 2022

All Options Capital looks more at the health of the business and the ability of your company to service the holdback % vs. evaluating credit or assets . There are even options for someone with poor credit ! We realize business owners have real life events that come up that may negatively impact their credit

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Is there any obligation if I apply?

Apr21st 2022

No, if you apply for funding with All Options Capital , there is no obligation to accept the offer. Your offer is valid for 30 days, at which time it expires.

How many months of bank statements will I need to provide?

Apr21st 2022

You will only need to provide us with your business’s 3 most recent bank statements. However, if your business is seasonal, we may need a little more information to accurately assess your current funding request.

Will filling out a prequalification request affect my credit score?

Apr21st 2022

The answer is Not at all ! All Options Capital provides effortless business funding minus the hassle. The prequalification request is based on a “soft pull ” which is only viewable to the credit /underwriting team, so it does not negatively impact your credit score. A soft inquiry will provide the credit team with one

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What are All Options Capital available Financing amounts and terms?

Apr21st 2022

Our advances range from $5,000 – $3 Million and our terms are typically between 3 – 24 month terms.