FAQs

We strive to answer all your questions in a professional and timely manner. Below are the answers to some of the more common questions we get asked. Please feel free to call us toll free at 1-888-985-6400 or email us at info@alloptionscapital.com and speak directly to one of our knowledgeable representatives for more detailed answers to your questions.

  • How to get funding for a business?

    All Options Capital has streamlined the process to obtain funding for your business effortlessly. Let us do the work! Simply fill out our short online application and submit 3 months of business bank statements and that will suffice to receive a menu of options. Typically, we can have an approval and a funding plan within a hour. If you decide to move forward, we require minimal documentation and our turnaround times are the fastest in the industry. Usually, we can get you funded within 24-48 hours. Our team is always on standby!

  • What types of products and services does All Options Capital provide?

    All Options Capital offers Business Loans & Lines of Credit, Revenue AdvancesFactoringEquipment LeasingFinancing custom tailored to meet your business requirements.

  • What are All Options Capital available Financing amounts and terms?

    Our advances range from $5,000 – $3 Million and our terms are typically between 3 – 24 month terms.

  • Will filling out a prequalification request affect my credit score?

    The answer is Not at all ! All Options Capital provides effortless business funding minus the hassle. The prequalification request is based on a “soft pull ” which is only viewable to the credit /underwriting team, so it does not negatively impact your credit score. A soft inquiry will provide the credit team with one score and more importantly public records.

  • How many months of bank statements will I need to provide?

    You will only need to provide us with your business’s 3 most recent bank statements. However, if your business is seasonal, we may need a little more information to accurately assess your current funding request.

  • Is there any obligation if I apply?

    No, if you apply for funding with All Options Capital , there is no obligation to accept the offer. Your offer is valid for 30 days, at which time it expires.

  • How to get funding for a business with bad credit?

    All Options Capital looks more at the health of the business and the ability of your company to service the holdback % vs. evaluating credit or assets . There are even options for someone with poor credit ! We realize business owners have real life events that come up that may negatively impact their credit score. Some of these events include divorce, sickness , medical expenses, bankruptcy, or inadequate accounting services. This shouldn’t prohibit you from obtaining capital you need to maintain or grow your business. All Options Capital will work through almost any scenario to provide you funding in a fast & flexible manner that is customized to meet the needs of your business.

  • What is the maximum amount of money I can qualify for?

    We are one of the best financing options for a business because of our effortless business funding products . We have participated in advances from $5000 to $3 million for our merchants. We encourage you to ask for references. Our satisfied clients are our best advertising.

  • What is a real time-frame to be funded?

    We are as fast as your paperwork. From application to funding usually runs anywhere from 24-72 hours when we work with motivated merchants.

  • What if I already have a merchant cash advance with another lender?

    70% of our clients had an advance with other merchant cash advance companies. Having premium pricing they recognize that we are super competitive and fair. As long as you pocket 50% or more of our advance we are happy to pay off an existing advance or other debt directly.

  • What if I’m late on my rent, have tax liens and terrible personal credit?

    No worries, We can utilize the positive attributes of your file to compensate for the negative. So that means even if there is a Lien or judgment. For example, if the aggregate sales are more than the actual Tax Lien , in most cases this should deter the underwriters decision to decline the file .

  • Do I have to switch my current credit card processor?

    Absolutely not, but over 75% of our merchants were currently with or switched to one of our preferred processors. Next day cash settlements and better rates and fees are a compelling reason to switch. However, if any circumstances prevent this, including merchants preference we have many alternative collection methods.

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Let’s start getting you funded. Use the link below or call 1-888-985-6400.
Our process is simple, fast, and secure.